How It Works
Enter your ZIP code and tell us about your suspension type
Get matched with carriers who write policies for suspended license drivers in your state
Choose your coverage and your insurer files any required SR-22 directly with your state DMV
Coverage Options
Understanding your coverage options helps you build a policy that protects what matters — without paying for what you don't need.
SR-22 Insurance
An SR-22 is a certificate of financial responsibility your insurer files with the state DMV, not a separate policy. Most suspensions require 3 years of continuous SR-22 filing with no coverage lapses.
Non-Owner SR-22
Non-owner policies provide liability coverage without a registered vehicle, satisfying SR-22 reinstatement requirements for drivers who don't own a car. Monthly premiums typically run $25–$50 lower than standard policies.
Liability Insurance
Liability coverage pays for injuries and property damage you cause to others in an at-fault accident. State minimums range from 25/50/25 in some states to 100/300/100 in Alaska.
Uninsured Motorist Coverage
Uninsured motorist coverage protects you when hit by a driver with no insurance or insufficient limits. Required in 20 states and especially important for suspended drivers re-entering high-risk insurance pools.
Non-Standard Auto Insurance
Non-standard carriers specialize in high-risk drivers with suspensions, DUIs, or excessive points. Premiums run 40–200% higher than standard market rates but provide the SR-22 filing most suspended drivers need.
